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banking

2.5M

Digital bank

users in 14 months

2.5M

active users

×8

peak load growth

99.99%

uptime

14 mo

to launch

Digital bank

Launch a full digital bank and withstand explosive user growth without degrading the payment path and with zero downtime on releases.

Mobile appAPI GatewayPayment serviceLedgerEvent busAnti-fraud

The challenge

The team needed to launch a digital bank from scratch and be ready for multiplied user growth without sacrificing payment reliability.

The architecture

We rebuilt the payment path on an event-driven architecture: idempotent operations, an event bus, and real-time anti-fraud. This let us scale processing horizontally and keep latency stable under load.

The impact

In 14 months the bank grew to 2.5M users, peak load grew 8× with no degradation, and releases ship with zero downtime.

2.5M

users

within 14 months of launch

×8

peak load

with no latency degradation

0

downtime on releases

gradual rollout

Stack

SwiftKotlinKotlin MultiplatformGoKafkaPostgreSQLKubernetes
«The platform handled growth we didn't expect this fast — and never went down.»
Director of Digital Products